Real estate appraisal services for homeowners in the city of Casar and Cleveland County

Here are the top seven reasons NC homeowners call on K&C Real Estate, LLC:

  1. Pre-listing appraisals (whether they're selling the home themselves or using an agent)
  2. Challenge a property tax assessment
  3. Remove PMI to lower their monthly mortgage payment
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. Settle an estate in NC by determining the true market value of property in question

Do you own a house in or near Casar? Do you need help determining the value of your real estate?
Contact K&C Real Estate, LLC.

At K&C Real Estate, LLC, we understand the individual needs of a customer after appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and CPAs. But as a consumer,you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at K&C Real Estate, LLC, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your property's price, and not just you saying how much you think your house is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value opinion than yours.

PMI Removal Appraisals

A fashionable way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. At K&C Real Estate, LLC, we're qualified in helping customers just like you rid yourselves of unneeded and unwanted PMI insurance.

Challenge Tax Assessment

Lets say you live in an area that's declining -- your local tax assessor may have your house overvalued. That only means you're most likely paying more taxes than you should. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from K&C Real Estate, LLC is your best weapon.

Was your HELOC recently frozen?

Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow point of view. K&C Real Estate, LLC can provide you with an expert appraisal that will help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for efficiency, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? K&C Real Estate, LLC offers field reviews where we'll go out and check the subject and comps. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? K&C Real Estate, LLC can help with that too. While typically requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your home.